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Don't Become Victim Of ATM Scams
Police authorities are asking
people to be extra careful when
using an Automated Teller
Machine (ATM) so as not to fall
prey to the growing trend of
robberies, methods that confuse
the ATM user to hand over the
card and information contained
on the magnetic strip, to make
unauthorized withdrawls.
So far no weapons or violence
has been used in the reported
attacks.
Police sources say that a group
of Colombians and Venezuelans
who temporarily disable the
normal function of targeted ATM,
so that typically a woman will
come to the assistance of the
victim. The victim is fooled
into trusting the person who has
been so gracious to offer help.
In fact, the person is actually,
without the victim's knowledge,
swiping the card's magnetic
strip for information and then
using the PIN code given
voluntarily by the victim, can
then use the information to
produce a copy of the card and
withdraw funds from the account.
Another version of the scam is
that the "helpful" person holds
down a key or keys on the
altered ATM machine, to simulate
the victim's card being stuck.
The victim is then instructed,
again in the name of being
helpful, to call the bank to
retrieve the card. In fact, the
helpful person immediately
withdraws the card once the
victim leaves and with PIN in
hand, have now full access to
the victim's account.
The concept is not new around
the world, but, is new to Costa
Rica.
Both police authorities and bank
officials say that people should
be careful when using an ATM and
be wary of people hanging around
an ATM or offering help.
Authorities are asking that you
keep the bank's telephone number
in your cellular phone and call
the bank immediately if you have
a problem with the card in an
ATM machine and recommend that
you don't leave the ATM until
the card has been reported and
blocked.
Another problem with the stolen
or duplicated cards is that few
retailers ask for identification
when using a credit card or
bother to even check if the
signatures on the card match,
making the illegal use of the
card very simple.
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